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No rate cut until 2026

Interest rates likely to remain on hold until 2026

Homeowners hoping for a rate cut this year may have to wait a little longer, with three of the big four banks now forecasting that the Reserve Bank of Australia will hold the cash rate steady until 2026.

ANZ, CBA and NAB expect the first reduction to come in early to mid-next year, while Westpac maintains a slightly more optimistic view but says an earlier move remains uncertain.

With rates set to stay higher for longer, borrowers are being urged to act proactively rather than wait for relief. Reviewing your loan, comparing offers and exploring refinancing options can help lower repayments and improve flexibility.

A well-structured mortgage strategy can also deliver meaningful long-term savings, particularly as lenders compete more actively for quality borrowers.

FAQ

Do I need to be there for open homes or inspections?

Not at all. We’ll handle everything professionally, respecting your time and space while ensuring buyers feel welcome and informed.

How should I prepare my home for sale?

Presentation matters. From minor touch-ups to expert styling, we’ll guide you on how to showcase your home in its best light—inside and out.

What should I look for in a real estate agent?

Experience, communication, and local knowledge count. You want someone who listens, guides you with honesty, and knows how to get results—now and always.

What’s a property appraisal, and why does it matter?

A professional appraisal gives you a clear understanding of your home’s current market value—an essential first step in planning your sale with confidence.

When’s the right time to sell?

The ‘perfect’ time depends on your property, your goals, and the market. We’ll help you weigh the factors and decide what works best for you.

Will I need to pay Stamp Duty?

Stamp Duty usually applies to buyers, but rules can vary. We can connect you with trusted legal and financial advisors to make sure everything’s covered.

‘What’s the best way to market my property?’

The best marketing strategy is one that’s tailored—to your home, your audience, and the current market. It’s not about ticking boxes; it’s about standing out where it matters. That means combining strong digital reach with compelling visuals, authentic storytelling, and targeted strategy. If you’re thinking about selling Talk to us today.